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In all, 7 On Your Side found eight New York area Nissan dealerships in Rockland, Nassau, Suffolk and Staten Island overcharging an average of $2,628 per customer. "And he pointed to a sign in back and he said, 'No, this is the charge that we charge for processing,'" Kappel said. Kappel says she only found her fee in writing stuck on the wall behind her salesman. None of these phantom fees with different names were ever written on the dealer invoice. "It was a lemon law fee," said Joe Macaluso, a Nissan customer. Oh, and that is $0 down too."They called it a dealer fee," Greenberg said. A car depreciates very fast the first 2 years, and I doubt you wont be upside down before that time assuming you paid $0 down (hey I paid $0 down for my lease, even first payment was paid by the dealer).Īnd, I will take the Altima lease deal fo $199/month x 24 months at the local dealer. If your retail was $24,500, you should be fine if it sells over $18,980. It is an added benefit for people like me that do not want to take care of the car.Īssuming you had your Altima for 1 year and paid an average of 460 a month, that means $5,520. Oh, and Volvo does give me loaners, Nissan does not.įinally, for additional information, a lease is loan, with an optional balloon payment at the maturity date. The 10 costliest cars to insure - MSN Money I pay $63 a month for full coverage 300k/100k, $500 collision deductible, $100 comprehensive.
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The insurance is the cheapest on the market. It is nice to see a rent charge of $16.06 for the Life of the lease on my contract. The payment of $458 already includes the interest rate of 0.024% (money factor of 0.00001), as per the deal back in July 06. Lease what depreciates, buy what appreciates. I can take any 3 series BMW except the M3, and still get away with about $15,000 +/- cheaper, not to mention the Audi A4, even turbo models. Volvo is just an emblem, just like Audi and BMW, and Lexus.
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Yea i did not include the gas expense in this post, but my tank lasts on an average of 11-13 days with a 20 gallon tank, not 7. My payment is slightly more than yours, but on 60 months, and I will know I own the car, for only $8,000 more and not have to get ripped again. I'm sorry but I would rather add on an aditional $8,000 dollars and own a 2006Altima SE fully loaded, which is JUST as nice and luxurious, to my taste anyways. you are still either way paying close to 16-17K for a lease, not counting insurance. Let's say you got a real catchy interest rate of even 4.5%. That is not including your interest rate. So you are looking at about a minimum of $14,794.32 and max of $15,105.28. So calculate lets say $2.35x 21.1, which equals $49.59 a tank. So 92 Weeks times $46.21 = $4,251.32 (Under the assumption you can make your tank last a week).įor the V8 Model, the minimum is 316.5 and tha max you'll get is 422 miles per tank (21.1 gallons). So let's say the V6 takes 89 octane gas and you calculate at lets say $2.19x 21.1, which equals $46.21. I forgot to mention, Tier 1 leases are offered to high credit applicants.Ĭlick to expand.That's $10,543 down the drain, along with A LOT of gas money cuz I doubt that gas tank lasts a week regardless of the driving habits, on top of the higher premium insurance rates you have to pay.Įven for the V6 Model, you cover at a minimum only 358.7 miles and max at 464.2 miles per tank (21.1 gallons). It would have been a mistake to purchase a car that expensive IMO. The reason of my deal was a combo between high residual and lots of incetives applied at delivery and at the sale price. Ive seen people paying that much for a BMW 3 series and for 36 months, and they put money down. I just need to worry about $458 x 23 months and get done with it. Last year it was a high residual vehicle. Incentives applied on top of the sale price.Īs an example, I have leased an 06 Volvo XC90 that retailed for $43,500. You wanna have a preset payoff amount at the lease maturity date (so you can determine if you purchase or just dispose it off).ĥ. If you drive less than 15K, 12K, or 10K miles a year.Ĥ. Residual Value - High Residual Vehicles can be inexpensive to lease (there was a local dealer offering an 07 Altima for $199/month x 24 months Sign & Drive)ģ.